Although contemporary e-wallets have become extremely popular Payment method in online casinos have developed, many gambling fans still use a convenient credit card payment option. Here you can find out how such a credit card payment works, what you should pay attention to and how secure the process is.
How widespread is the credit card as a payment method in online casinos?
There is almost no online casino that does not allow its customers to pay by credit card. Usually both VISA and Mastercard are supported. Payments by American Express or Diners Club, however, are only possible with a few providers. If you want to be on the safe side, you should ideally use VISA or Mastercard. Especially since one of the two cards is offered by every German bank anyway.
How does a credit card payment work in an online casino?
Paying with a credit card in an online casino is very easy, as the process is not that different from that of a classic purchase over the Internet. If you want to pay with a credit card in the casino for the first time, you simply select this as your preferred payment method. You then provide the relevant information. So your name, credit card number, credit card expiration date and the check digit. An automatic check is now carried out by the casino. If this is successful, your specified credit card will be stored in your customer account from now on. This means that you do not have to enter the above information every time you make a payment.
The balance deposited with a credit card is immediately available in your player account. As usual, it will be debited from your credit card bank account some time later.
Are credit card payments safe in the online casino?
Basically, online casino deposits made with a credit card are completely safe. However, you should be aware that when you pay by credit card, you are providing all the important information that is needed to make purchases with your card. So make sure that you only pay by credit card in reputable online casinos. These can be recognized by an existing gaming license.
However, a credit card also has insurance cover for online payments. If you discover an unauthorized charge, you can usually simply have it reversed. The TAN number, which your bank sends directly to your mobile phone, provides additional security when paying by credit card. Without this, a deposit in the online casino cannot be completed.
Are there any casino fees for credit card payments?
Whether there are fees for depositing with credit card varies from casino to casino. In the vast majority of cases, deposits made in this way are free of charge. But it is better to ask the casino beforehand to be on the safe side.
Advantages and disadvantages of credit card payments in the casino
Finally, I have put together the advantages and disadvantages of credit card payments in the online casino for you:
Pro:
- Is accepted as a means of payment in almost every online casino.
- Can also be used for withdrawals. (Exception: Mastercard in Germany!)
- Paid money is available immediately.
- Usually there are no fees.
- Large deposits are also possible.
cons:
- The delayed debiting of the account can quickly lead to confusion and in the worst case to over-indebtedness.
- Comparatively long processing times for withdrawals.