Since PayPal no longer for German visitors from online casinos as a Payment method is available, many gambling fans are looking for a suitable alternative. Giropay would be very suitable here. However, it is not currently possible to pay using this service in every online casino. Here I will tell you the advantages and disadvantages of Giropay and how a Giropay payment actually works.
How widespread is Giropay as a payment method in online casinos?
Since Giropay is a payment method that can only be used by German players in online casinos, it is unfortunately not that widespread. Most providers instead rely on international payment services such as Neteller, Skrill, EcoPayz or Trustly. However, there are some well-known online gambling halls that accept Giropay. Like for example spinning lucky, Vegas volcano, VoodooDreams, Karamba or the Bwin Casino.
How does a payment work?
Paying by Giropay is very easy in an online casino. Because you don't have to create a new account for this - as is the case with PayPal, Neteller or Skrill, for example. The only requirement for using Giropay is an online banking account with the Sparkasse or another bank that supports Giropay payments.
When making a deposit, you simply select the Giropay payment method in the casino. A pop-up window opens in which you have to enter the name of your house bank. Then you are immediately connected to the online banking of your house bank, where you log in as usual with your already known access data. Before the payment is actually made, you usually receive a TAN on your smartphone to confirm the transfer. After the TAN has been entered in the online banking form for confirmation, the transfer of the desired amount is initiated. The money is then immediately available in the online casino.
The clear advantage: The online casino never has access to your sensitive bank details, as these are not transmitted when using Giropay. It is annoying, however, that payouts of winnings in a Online amusement arcade were achieved are not possible with Giropay. Unfortunately, you have to resort to the classic bank transfer, for which the casino naturally needs the associated data again.
Are Giropay payments safe in the casino?
Since the transfer of the desired amounts of money takes place directly via the online banking homepage of your house bank, Giropay is absolutely safe to use. While online banking was considered a security risk a few years ago, it is now absolutely secure thanks to the additional transfer of the TAN number to the account holder's smartphone. Because criminals need access to your online banking as well as your mobile phone. Which is almost impossible in practice. In addition, German banks naturally use the highest security standards and encryption for their online banking services, which makes it virtually impossible to access personal bank data.
Are there any fees?
Fortunately, there are no fees for using the payment service provider.
Advantages and disadvantages
Pro:
- It is not necessary to set up an additional user account
- Transactions take place directly via the company's own online banking portal
- The money is immediately available in your player account
- Small deposit amounts are also possible
- There are no fees
cons:
- Payouts of winnings via Giropay are not possible
- Only available for German customers
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